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About 90 results
  • How does CBT work? Treating stress, anxiety, insomnia and more Practical and goal-driven, cognitive behavioural therapy (CBT) is one of the most widely used therapies – but how does CBT work and why is it so effective? https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-does-CBT-work
  • How to reduce financial stress in the home Many families are struggling with financial stress, but how do you communicate this to kids without giving them cause for worry? https://www.hcf.com.au/health-agenda/body-mind/mental-health/reducing-financial-stress
  • How to manage social anxiety without alcohol Social anxiety affects around one in 10 Australians. If you’re one of them, here’s how to cope without relying on a drink. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-to-manage-social-anxiety-without-alcohol
  • How to manage social anxiety without alcohol Social anxiety affects around one in 10 Australians. If you’re one of them, here’s how to cope without relying on a drink. https://www.hcf.com.au/health-agenda/body-mind/mental-health/how-can-i-reward-myself-without-alcohol
  • Reduce stress in retirement: planning ahead Caring for a loved one can be a financial, physical and emotional strain. It’s important to know what help is available. https://www.hcf.com.au/health-agenda/work-life/family/reduce-stress-in-retirement
  • Bullet-proofing kids against bullies Is your child being bullied? Here are some tactics for dealing with this stressful issue. https://www.hcf.com.au/health-agenda/work-life/family/bullet-proofing-kids-against-bullies
  • Children and change Caring for a loved one can be a financial, physical and emotional strain. It’s important to know what help is available. https://www.hcf.com.au/health-agenda/work-life/family/children-and-change
  • Ready to quit smoking? Here’s how to do it successfully Quitting smoking is one of the most important things you can do for your health – now and into the future. Here are the evidence-based strategies to help you kick the habit. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/how-to-quit-smoking
  • Supporting a loved one through a tough diagnosis It’s always distressing when someone you care about gets sick. Here are some strategies for taking care of them, and yourself. https://www.hcf.com.au/health-agenda/body-mind/mental-health/supporting-a-loved-one-through-a-tough-diagnosis
  • Work smarter and reclaim your downtime Expert advice on maximising your productivity and making time to rest and recharge. https://www.hcf.com.au/health-agenda/work-life/work/work-smarter-and-reclaim-your-downtime
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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