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  • What is body mass index (BMI) and does it really matter? Doctors are using body mass index less to assess obesity, as more accurate methods emerge. So, what’s replacing it – and why is BMI falling out of favour? https://www.hcf.com.au/health-agenda/body-mind/physical-health/is-BMI-still-relevant
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • Time to reset your health? 5 healthy habits to try Want to reset your health but don’t know where to start? Here are five unexpected healthy habits to incorporate into your daily routine. https://www.hcf.com.au/health-agenda/body-mind/physical-health/healthy-habits-for-a-health-reset
  • Get health and wellbeing support <br>through your health cover From help with weight management and mental health to learning how to get better sleep, here’s how your cover can support your health and wellbeing. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-and-wellbeing-support
  • Dental care for every age and life stage A healthy smile starts at a young age. Read a dentist’s advice on dental care from babyhood through to the senior years. https://www.hcf.com.au/health-agenda/body-mind/physical-health/dental-care-for-every-age
  • How to get more value from your health insurance extras cover Make the most of your health insurance extras cover this year. Plan ahead so you use your benefits, reduce out-of-pocket costs and stay on top of your health. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/health-insurance-extras-cover-value
  • What is ‘normal’ blood pressure? A quick guide What is normal blood pressure and why is it important to monitor? Learn how to understand your readings and what the numbers reveal about your health. https://www.hcf.com.au/health-agenda/body-mind/physical-health/what-is-normal-blood-pressure
  • What’s a heart health check and do you need one? Learn how a heart health check can help you stay healthy now and into the future, and how to book your free check. https://www.hcf.com.au/health-agenda/body-mind/physical-health/what-is-a-heart-health-check
  • Your guide to a healthy, safe sex life There's evidence that sex is great for the body and mind but practising safe sex can fall off our list of priorities. Follow these tips to maintain a healthy and safe sex life. https://www.hcf.com.au/health-agenda/women/strong/healthy-safe-sex-life
  • 9 health conditions an eye test can help detect Eye tests can reveal serious conditions like diabetes, high blood pressure or neurological issues. Here’s why you should book one today. https://www.hcf.com.au/health-agenda/body-mind/physical-health/eye-test-health-alerts
  • 5 tips for healthy ageing and how your HCF health cover can help Take charge of your health and increase your chances of living a longer, happier life with help from your health cover. https://www.hcf.com.au/health-agenda/body-mind/physical-health/healthy-ageing
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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