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  • Lamb rack with harissa, beans and yoghurt mash recipe This roast lamb rack from Every Night of the Week author Lucy Tweed is a perfect balance of savoury, salty, tangy flavours – an ideal family recipe. https://www.hcf.com.au/health-agenda/food-diet/recipes/lamb-rack-yoghurt-mash-recipe
  • 5 helpful pieces of parenting advice if you have a tween There's no rule book when it comes to raising tweens, but parents like Dylan Lewis, Pia Miranda and Robbie Buck from our Growing Great Tweens podcast, have some great advice to share. https://www.hcf.com.au/health-agenda/work-life/family/top-parenting-advice-for-tweens
  • 7 smart money-saving tips for financial wellness Across Australia, many families are focused on saving money. Here, we look at how to save money and boost financial wellness – now and into the future. https://www.hcf.com.au/health-agenda/work-life/family/money-saving-tips
  • The health benefits of skiing and snowboarding Snowsports are fun and can have great health benefits too. Learn how skiing and snowboarding are good for your bones, joints, muscles, balance, heart and mind. https://www.hcf.com.au/health-agenda/body-mind/physical-health/benefits-of-snow-sports
  • Sleep problems? Here’s how to get better sleep If you have sleep problems, you’re not alone. The good news is there are plenty of simple sleep strategies to help you get better, more restorative sleep – all night long. https://www.hcf.com.au/health-agenda/body-mind/physical-health/sleep-problems
  • How much protein do you really need? Protein is an essential part of your diet. But how much protein do you really need, and what foods contain it? https://www.hcf.com.au/health-agenda/food-diet/nutrition/how-much-protein-do-you-need
  • Fit over 50: How to find your fitness motivation If you can’t seem to muster your enthusiasm when it comes to an exercise routine, here’s how to get (and stay) motivated. https://www.hcf.com.au/health-agenda/body-mind/physical-health/fit-after-50-find-motivation
  • A guide to building friendship and connection for men For many men, finding and maintaining social connections can be a challenge. Here’s why – plus tips for meeting new people and prioritising friendship. https://www.hcf.com.au/health-agenda/body-mind/mental-health/male-friendships
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YOUR DUTY TO TAKE REASONABLE CARE

When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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