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  • Knee pain causes explained – <br>and how you can manage symptoms From clicking sounds to aching when you run, knees can cause plenty of issues. Learn common knee pain causes and how to manage them. https://www.hcf.com.au/health-agenda/body-mind/physical-health/knee-pain-causes-and-treatments
  • Painful sex (dyspareunia): is it normal? Experiencing painful sex is common, but you shouldn’t have to live with it. Here’s what you need to know about dyspareunia and how to treat it. https://www.hcf.com.au/health-agenda/women/conditions/painful-sex-dyspareunia
  • Common hip pain causes and how to manage them Hip discomfort is common, and understanding the most likely hip pain causes can help you manage symptoms and stay active. https://www.hcf.com.au/health-agenda/body-mind/physical-health/common-hip-pain-causes
  • Natural remedies for menopause: evidence-based options Medication is not the only option to ease menopause symptoms. Explore natural remedies for menopause, from diet and exercise to complementary therapies. https://www.hcf.com.au/health-agenda/women/perimenopause-menopause/natural-remedies-for-menopause
  • A guide to psoriasis symptoms, causes and treatments This common skin condition can be debilitating and affect many areas of your life. Here’s how you can get the right treatment for psoriasis and start feeling better. https://www.hcf.com.au/health-agenda/health-care/common-conditions/practical-guide-to-psoriasis
  • Best treatments for insomnia in women Women are more likely to experience insomnia than men, due to hormones and higher rates of anxiety and depression. Struggling to sleep? Here are some expert tips. https://www.hcf.com.au/health-agenda/women/conditions/insomnia-treatment
  • Endometriosis vs PCOS: what’s the difference? The symptoms of endometriosis and polycystic ovary syndrome (PCOS) often overlap – both can impact your period and fertility. But they’re two very distinct conditions. https://www.hcf.com.au/health-agenda/women/endometriosis/pcos-endometriosis-difference
  • Cervical cancer symptoms: signs, screening and prevention Thanks to screening and an effective vaccine, cervical cancer is one of the most preventable cancers. New developments bring us closer to the goal of elimination. https://www.hcf.com.au/health-agenda/women/conditions/cervical-cancer-symptoms
  • Ways to reduce the spread of colds and flu Reduce the spread of germs this winter and feel better with these simple steps. https://www.hcf.com.au/health-agenda/health-care/common-conditions/managing-cold-and-flu
  • Science-backed ways to get pain relief Everything you need to know about pain and all the options for relief. https://www.hcf.com.au/health-agenda/health-care/treatments-and-procedures/pain-relief
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.

This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied. 

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