Great value corporate cover

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With HCF Corporate you'll enjoy reduced pricing compared to equivalent levels of cover in the HCF retail range. Plus, as a member of Chartered Accountants Australia and New Zealand you get an extra 4% off.

Switching is easy

We'll contact your current health fund for you. There are no additional waiting periods for services with an equivalent level of cover (excluding hearing aids).

100% back on extras

Get 100% back on many dental, optical, physio, chiro and podiatry services from over 10,000 participating providers.^


The usual 2 & 6 month waiting periods will be waived for extras such as dental, optical,
physio & more.#

Reduce out of pocket hospital costs

Reduce out of pocket hospital costs by going to a hospital in our network.

Private healthcare explained

Learn how the public system works and what private health insurance can do for you.

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Health agenda

Learn about health issues and treatments, get expert advice on boosting your physical and mental health, and access healthcare insights that matter to all Australians.

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What are the waiting periods?

How can I make a claim?

How do I find a participating provider?

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* Open to Australian residents 18+. Exclusions on entry apply - terms and conditions apply. Member must pay for 1 month of Hospital and Extras cover to qualify for gift. Limit 1 gift per policy. 

Chartered Accountants Australia and New Zealand ABN 50 084 642 571 (Chartered Accountants ANZ) acts as a referrer of The Hospitals Contribution Fund of Australia Limited’s (HCF) products and services only. All products and services are provided by HCF (or its third party providers), not by Chartered Accountants ANZ. Chartered Accountants ANZ is not a representative of HCF and accepts no legal responsibility for any advice given by, or any act or omission of HCF. Chartered Accountants ANZ may receive a referral fee from premium commission received by HCF as a result of referrals made by Chartered Accountants ANZ to HCF. If you require further information about our relationship, please feel free to contact HCF or Chartered Accountants ANZ. Chartered Accountants ANZ’s logos are trade marks owned by Chartered Accountants ANZ and used with permission.

# Waiver does not apply to waiting periods of more than 6 months, includ ing 12 months for pregnancy and birthrelated services, pre-existing ailments and conditions. Psychiatric, rehabilitation and palliative care services, which have a 2 month waiting period, are also excluded from this waiver offer. Longer waiting periods and conditions may apply.

** Please note that HCF Pet Insurance is general insurance issued by The Hollard Insurance Company Pty Ltd AFSL 241436, and is not part of The Hospitals Contribution Fund of Australia Limited’s (HCF) health insurance business. Please read the PDS and do not assume that pet insurance and health insurance are similar. Pet Insurance is distributed and promoted by HCF AFSL 241414 and administered by Petsure (Australia) Pty Ltd AFSL 420183. Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746 AFSL 241414 (HCF) arranges this insurance as agent for Allianz.

We do not provide any advice based on any consideration  of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available at and If you purchase these insurances, we will receive a commission that is a percentage of the premium. Ask us for details before we provide you with any services.

^ Subject to your cover and up to your annual limit.