Member offers & discounts

HCF thank you

As Australia’s largest not-for-profit health fund, we exist for the benefit of our members. HCF Thank You is designed to recognise your loyalty and show you our appreciation for choosing us. You’ll get access to a growing range of special rewards and offers. The longer you’re with us the more ways we can say thank you.

Travel insurance

Planning a trip? HCF members can save up to 20% on our overseas and domestic travel insurances.*

Pet insurance

HCF members can save up to 15% on cover that matches your pet’s life-stage and needs.*


We know it can be hard to make time to manage your health. That's why we’ve partnered with GP2U, a convenient online GP service.

Online GP consultations can’t be claimed from Medicare or private health funds, but as an HCF member you’ll get a discount on GP2U’s standard rates (which start at $69 for 15 minutes).

Important information

*HCF Pet Insurance and HCF Travel Insurance is not part of HCF's health insurance business. HCF Pet Insurance is issued by The Hollard Insurance Company Pty Ltd AFSL 241436. The insurance is distributed and promoted by The Hospitals Contribution Fund of Australia Limited (HCF) AFSL 241414 and administered by Petsure (Australia) Pty Ltd AFSL 420183. Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Existing identifiable HCF Pet Insurance policies will have the discount automatically applied at renewal. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746 AFSL 241414 (HCF) arranges this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available at If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for details before we provide you with any services.