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Important Information

^* 100% back at More for You program providers in our No-Gap network is available on selected covers. Waiting periods and annual limits apply. Our No-Gap network of healthcare providers changes often. Please check that your provider is part of our No-Gap network before you book or attend an appointment. See hcf.com.au/100back

^{^} Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. Except for HCF Dental or Eye Centres, HCF is not responsible for the conduct of any provider and does not endorse them.

⁺  Sourced from HCF Year in Review Financial Year 2024-25.

^# You must have had hospital cover for 12 months and a specialist consultation to use this service. Excludes Accident Only Basic cover, Ambulance Only cover and Overseas Visitors Health Cover. Conditions apply.

^**  Eligibility criteria apply. For more information see hcf.com.au/gp2u

^{^^}  Eligibility criteria apply. For more information see hcf.com.au/mental-support

⁺⁺ Available for Ruby and Diamond members. For more information, visit hcf.com.au/assist

^## Available with HCF contracted providers, subject to member location and hospital cover. Waiting periods apply. You must have a suitable home environment to be treated in. For more information, visit hcf.com.au/home-treatment

^*** Excludes add-ons like high index material, coatings and tinting.

^{^^^} A first visit means an initial consultation for an eligible health condition that’s new or flare up where no treatment has been provided in the previous 3 months.