Great value corporate cover

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We’re proud to be recognised as Australia’s number 1 most trusted private health insurer according to Roy Morgan's Net Trust Score Survey.

Switching is easy

We'll contact your current health fund for you. There are no additional waiting periods for services with an equivalent level of cover (excluding hearing aids).

100% back on extras

Get 100% back on many dental, optical, physio, chiro and podiatry services from over 10,000 participating providers.^

Flexible excess options

The excess is the amount you contribute if you have planned hospital treatment.

Reduce out of pocket hospital costs

Reduce out of pocket hospital costs by going to a hospital in our network.

Private healthcare explained

Learn how the public system works and what private health insurance can do for you.

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Health agenda

Learn about health issues and treatments, get expert advice on boosting your physical and mental health, and access healthcare insights that matter to all Australians.

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What are the waiting periods?

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How do I find a participating provider?

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** Please note that HCF Pet Insurance is general insurance issued by The Hollard Insurance Company Pty Ltd AFSL 241436, and is not part of The Hospitals Contribution Fund of Australia Limited’s (HCF) health insurance business. Please read the PDS and do not assume that pet insurance and health insurance are similar. Pet insurance is distributed and promoted by HCF AFSL 241414 and administered by Petsure (Australia) Pty Ltd AFSL 420183. HCF Travel Insurance is issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 (AFSL No. 239545). Any advice here does not take into account your objectives, financial situation or needs. Consider the PDS at and before making any decisions about this product. Terms and conditions apply.

^ Subject to your cover and up to your annual limit.