Switching is easy
We'll contact your current health fund for you. There are no additional waiting periods for services with an equivalent level of cover (excluding hearing aids).
100% back on extras
Get 100% back on many dental, optical, physio, chiro and podiatry services from over 10,000 participating providers.^
Flexible excess options
The excess is the amount you contribute if you have planned hospital treatment.
Reduce out of pocket hospital costs
Reduce out of pocket hospital costs by going to a hospital in our network.
Private healthcare explained
What are the waiting periods?
How can I make a claim?
How do I find a participating provider?
** Please note that HCF Pet Insurance is general insurance issued by The Hollard Insurance Company Pty Ltd AFSL 241436, and is not part of The Hospitals Contribution Fund of Australia Limited’s (HCF) health insurance business. Please read the PDS and do not assume that pet insurance and health insurance are similar. Pet insurance is distributed and promoted by HCF AFSL 241414 and administered by Petsure (Australia) Pty Ltd AFSL 420183. HCF Travel Insurance is issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 (AFSL No. 239545). Any advice here does not take into account your objectives, financial situation or needs. Consider the PDS at hcf.com.au/petinsurance and hcf.com.au/travel before making any decisions about this product. Terms and conditions apply.
^ Subject to your cover and up to your annual limit.