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ONLINE JOINING OFFER FOR CHARLES STURT UNIVERSITY

Get Couples or Family cover and receive a $200 EFT reward, or get Singles cover and receive a $100 EFT reward when you join Hospital & Extras online between 25 February and 20 March 2019.* See terms and conditions.

AUSTRALIA'S MOST TRUSTED HEALTH FUND

We’re proud to be recognised as Australia’s number 1 most trusted private health insurer according to Roy Morgan's Net Trust Score Survey.

Switching is easy

We'll contact your current health fund for you. There are no additional waiting periods for services with an equivalent level of cover (excluding hearing aids).

100% back on extras

Get 100% back on many dental, optical, physio, chiro and podiatry services from over 10,000 participating providers.^

Flexible excess options

The excess is the amount you contribute if you have planned hospital treatment.

Reduce out of pocket hospital costs

Reduce out of pocket hospital costs by going to a hospital in our network.

Private healthcare explained

Learn how the public system works and what private health insurance can do for you.

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Health agenda

Learn about health issues and treatments, get expert advice on boosting your physical and mental health, and access healthcare insights that matter to all Australians.

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How do I find a participating provider?

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** Please note that HCF Pet Insurance is general insurance issued by The Hollard Insurance Company Pty Ltd AFSL 241436, and is not part of The Hospitals Contribution Fund of Australia Limited’s (HCF) health insurance business. Please read the PDS and do not assume that pet insurance and health insurance are similar. Pet Insurance is distributed and promoted by HCF AFSL 241414 and administered by Petsure (Australia) Pty Ltd AFSL 420183. Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746 AFSL 241414 (HCF) arranges this insurance as agent for Allianz.

We do not provide any advice based on any consideration  of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available at hcf.com.au/petinsurance and hcf.com.au/travel. If you purchase these insurances, we will receive a commission that is a percentage of the premium. Ask us for details before we provide you with any services.

^ Subject to your cover and up to your annual limit.

*Open to Australian residents 18+. You must join online to receive the offer. Member must provide a valid email address to receive the EFT reward. HCF may take up to 12 weeks from the date an Eligible Person has been a financial member for 3 months to issue the Eligible Person with their EFT payment. Exclusions on entry apply - terms and conditions apply and can be obtained by contacting HCF. Member must pay for 3 months to qualify for EFT payment. Limit 1 EFT payment per policy.